TERMS AND CONDITIONS

Effective Date: October 28, 2025

1. Acceptance of Terms

By accessing and using Richard Dickson Music and Ministry at https://rd-musicministry.com, you agree to these Terms and Conditions and all applicable laws. If you do not agree, please discontinue use of the site.

2. Use of the Site

You may use this website for lawful purposes only. You agree not to:

Post or transmit harmful or unlawful content.
Attempt to access restricted areas or disrupt website operations.
Copy or redistribute any content without permission.

3. Intellectual Property

All website content, including text, images, audio, videos, and downloadable materials, are owned by [Your Name or Business Name] unless otherwise stated. You may not reproduce or distribute materials without written permission.

4. Purchases and Digital Products

If you purchase products, courses, or services through our website:

All sales of digital content are considered final.
Refunds (if any) will follow our posted refund policy.
You agree not to share, resell, or distribute purchased materials.

5. Email and Communication

By subscribing or making a purchase, you consent to receive occasional emails from us. You may unsubscribe at any time.

6. Disclaimer

All content on this website is provided “as is.” We make no guarantees of results and are not liable for damages arising from the use of our materials or services.

7. Limitation of Liability

To the fullest extent permitted by law, [Your Business Name] shall not be liable for any indirect, incidental, or consequential damages arising out of the use or inability to use the website or its content.

8. External Links

This website may include links to third-party websites. We do not control or endorse those sites and are not responsible for their content or practices.

9. Changes to These Terms

We may modify these Terms and Conditions at any time. Continued use of the site after changes are posted means you accept the revised terms.

10. Governing Law

These Terms are governed by the laws of the State of Georgia, USA, without regard to conflict of law principles.

11. Contact Information

For questions about these Terms, please contact:
richard@rd-musicministry.com